![]() ![]() In this round, we’ll look at the accuracy of the underlying information, because it’s a little easier to evaluate. How accurate are Credit Karma and Credit Sesame’s Credit Scores?.How accurate is the underlying information used?.There’s really two parts to this question. (Narrow) Winner: Credit Sesame Round 2: Which is more accurate – Credit Karma or Credit Sesame? Winner: Very close overall, with my personal preference leaning towards Credit Sesame for the easy to understand information. For somebody working their way out of debt, this could be a hugely beneficial and even motivating feature. I also appreciate that Credit Sesame shows your “Total Debt” front and center. The summary translates all the confusing scales and criteria into an easy to understand “A” through “F” Rating. What I do like about Credit Sesame is how their credit analysis gives you a quick summary of the 5 credit factors. Unlike Credit Karma, you’ll only see 1 credit score, not two. That said, we’re checking our credit scores, not exactly entering art competitions here. The design of Credit Sesame’s dashboard looks a tad more dated than Credit Karma. For each factor, Credit Karma lists some helpful benchmarks to compare yourself against. Clicking it opens up all the different factors impacting your credit score. Of the other areas, I find the “credit” box most useful. You’ll immediately see your specific score for two of the three credit agencies (TransUnion and Equifax) and you’ll also get a neat historical graph of your credit scores over the past several months. Not surprisingly, Credit Karma’s dashboard focuses on your credit score. Credit Karma Dashboard: (Click for full size) ![]() These are the hubs of the programs, and the first area we’ll be diving into during our review. Round 1: DashboardsĪfter you’ve entered all the info needed for the apps to pull your credit information, you’ll be sent to each app’s main dashboard page. (Special shout out to all the readers who suggested this one after my 5 favorite money saving tools post.)Įnter the latest showdown in our familiar money app review format – Credit Sesame vs. So, I thought it’d be worth breaking down the two choices.
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